Derek Dedman, M.Sc., CFA, CFP
As a front-line Portfolio Manager at WDS, Derek has a legal relationship of trust with his clients. He plays a pivotal role to choose the best investment plan for each client, based on financial capacity, requirements, and ability to undertake risks.
As a varsity volleyball athlete Derek obtained a bachelor of applied financial services degree at Lakeland College (2009). His academic achievements included a 4.0 grade point average that earned him a spot on the Dean’s List, plus the CCAA National Scholarship and ACAC Academic Athletic awards. Later he earned a Master of Science degree in Personal Financial Planning from Kansas State University (2015), along with CFA charter (2012) and CFP designation (2009). Derek was among the 2018 recipients of the Forty Under 40 award, which recognizes rising business leaders under the age of 40 in the National Capital Region.
Derek started his wealth management career at RBC in 2008, and subsequently moved to the Financial Planning Standards Council in 2011, where he spent nearly four years as Content Development Expert for the CFP national certification exam. Drawn back to client interactions in 2014, Derek spent nearly a year as Director of Financial Planning for MCA Cross Border Advisors Inc., servicing Canadians moving to the U.S.
Derek is a member of the Projection Assumption Guidelines Committee for FP Canada Standards Council. He is a former board member of the FP Canada Research Foundation, where he chaired the research committee. Derek is President of The Caring and Sharing Exchange that distributes school essentials and Christmas assistance to people most in need. Derek is a member of the CFA Society Ottawa, a global network of investment professionals. Outside of work, Derek’s dual passions are his family and volleyball.
Articles by Derek
The Rough Guide to CRM
Forum, Regulation, June/July 2015
Annuity Aversion: Why are these guaranteed-for-life products so unpopular?
Forum, Wealth Management, May 2015
Active versus Passive?: The financial plan is what matters the most
Forum, Wealth Management, March 2015
Advisor Psychology: How advisors’ behaviour changed after the 2008 financial crisis
Forum, Wealth Management, November/December 2014
Deconstructing Investing: Why past performance affects future behavior
Forum, Wealth Management, October 2014
Savings Schizophrenia – Understanding behavioural finance can help clients save
Forum, Wealth Management, November/December 2013
Assessing Risk – Avoiding the pothole, hitting the tree
Forum, Wealth Management, September 2013
“I am not a clone of my predecessor, but agree with her about what it means to be trusted adviser. Client relationships are critical for me to ensure that I do a great job as portfolio manager. I don’t manage money, I manage outcomes in peoples’ lives. And, of course, meetings work better when they are dialogues, not reports.”